A rancher in a nearby town turns to a hard luck insurance company after several head of his cattle get rustled but the local insurance agent refuses to pay on the policy, claiming that the rancher hasn't paid the premium on his policy. Roy, Dale, and Pat offer to help the rancher get to the bottom of things, only to discover the agents running the office are out to swindle the area ranchers. As a result, the agents frame Roy in an attempt to flee before a Federal Marshall comes to town to investigate what's going on.