Billy is shocked that Stan Mather, a cousin of Dolly's late husband, is still working at Lewis Bishop despite having pleurisy. When he is fatally injured in an accident, Jack forces Billy to keep quiet about Stan's being unfit to work to ensure his widow gets compensation. Lady Caroline offers to give Dolly and Tom the money for a cottage, but they get it from Bill instead. Jack makes his peace with Dolly and they send Stan's widow a wreath.